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Empowering India's 15 Crore+ Workers

Free calculators, AI tools, legal documents & worker rights protection — updated for Labour Code 2025

ShramKavach is India's first comprehensive worker empowerment platform designed specifically for gig workers, delivery partners, freelancers, and self-employed professionals. Whether you're a Zomato delivery partner calculating gratuity, a freelance developer planning taxes under Section 44ADA, or a digital creator needing DPDP Act 2023 compliant privacy policies — we provide free, accurate, and privacy-first tools. With 34+ financial calculators covering gratuity (now eligible after just 1 year for fixed-term workers), EPF, tax comparison, leave encashment, and more, plus 2761+ AI prompts in Hindi and English, and 30+ legal document generators, we're helping 2.4 million+ workers across India know their rights and grow their businesses. All processing happens locally in your browser — we don't store any data, don't require signups, and keep everything 100% free forever.

🧮
34+
Free Calculators
🤖
2761+
AI Prompts
📄
30+
Legal Tools
🔒
100%
Privacy First
DPDP Act 2023 Compliant
Labour Code 2025 Updated
Client-Side Processing
📊

Financial Calculators

Gratuity, EPF, Tax, Leave Encashment, EMI - all calculations instantly

  • 2025 Labour Code updated
  • Instant results
  • No signup required
🛡️

Legal Protection

DPDP Act 2023 compliant privacy policy & contract generators

  • DPDP Act compliant
  • Ready to use templates
  • Free downloads
🤖

AI Prompts Library

2761+ business prompts in Hindi, English & Telugu - tested & verified

  • Hindi & English both
  • ChatGPT/Gemini ready
  • Copy & paste instantly
👥 For Everyone

Who Benefits from ShramKavach?

From delivery partners to digital creators - we serve all workers

🛵

Delivery Partners & Gig Workers

Zomato, Swiggy, Uber Eats, Blinkit, Zepto, Dunzo, BigBasket, Flipkart, Amazon Flex, Urban Company, Rapido, Porter riders and service providers

  • Calculate gratuity after just 1 year under the new Code on Social Security 2020 for fixed-term workers — a first in Indian labour history
  • Check social security contributions: EPF, ESI, maternity benefits, and accident insurance your platform should be paying
  • Track earnings, daily targets, and calculate actual hourly rates after fuel, vehicle maintenance, and platform fees
  • Understand platform fee structures, surge pricing impacts, and maximize earnings during peak hours with intelligent scheduling
  • Know your rights: Minimum wage eligibility, grievance redressal, protection against unfair deactivation, legal recourse for disputes
  • Use AI prompts for professional customer communication, handle complaints effectively, and grow side business opportunities
💼

Freelancers & Digital Professionals

Web developers, graphic designers, content writers, digital marketers, video editors, photographers, consultants, coaches, and all professional service providers

  • Section 44ADA presumptive taxation benefits for professionals earning up to ₹50 lakhs — pay tax on just 50% of income without maintaining books of accounts
  • Old vs New tax regime comparison for FY 2025-26 with exact calculations showing which saves more based on your income and available deductions
  • Generate client contracts, service agreements, NDAs, payment terms, work orders in minutes — all legally compliant templates for India
  • 2761+ AI prompts for business growth: client proposals, email templates, portfolio descriptions, social media content in Hindi & English
🏪

Small Business & Local Entrepreneurs

Kirana stores, restaurants, cloud kitchens, salons, beauty parlors, gyms, coaching centers, retail shops, home businesses, and micro-enterprises

  • DPDP Act 2023 compliance: Generate privacy policies, terms of service, refund policies mandatory for all digital businesses by March 2026
  • Employee benefits calculators: Gratuity (5-year eligibility), EPF contributions, ESI enrollment, bonus calculations — stay Labour Code 2025 compliant
  • GST threshold checker (₹20L services, ₹40L goods), invoice generator, input tax credit calculator, composition scheme eligibility
  • 2761+ AI prompts: WhatsApp business messages, customer service responses, Google My Business posts, social media content in local languages
🚗

Ride-Sharing & Auto Drivers

Uber, Ola, Rapido, Namma Yatri drivers, auto rickshaw drivers on aggregator platforms

  • True earnings calculator: Track daily income minus fuel costs, vehicle maintenance, insurance, EMIs, and platform commissions to know your actual hourly wage
  • Aggregator fund requirements: Understand mandatory insurance, accident coverage, and social security contributions platforms must provide under Labour Code 2025
  • Platform fee transparency: Calculate exact commission percentages, surge pricing impacts, incentive structures, compare earnings across multiple platforms
  • Worker rights: Grievance procedures, challenge unfair ratings/deactivations, understand legal recourse options for platform disputes
📱

Content Creators & Influencers

YouTubers, Instagram influencers, bloggers, podcasters, online course creators, newsletter writers, TikTok/Moj/Josh creators, LinkedIn thought leaders

  • 2761+ AI prompts: Video scripts, Instagram captions, LinkedIn posts, blog outlines, email sequences, course curriculum, thumbnail ideas in Hindi & English
  • Creator tax planning: YouTube/Instagram earnings under Section 44ADA, professional vs business income, foreign income from Google/Meta, advance tax calculation
  • Brand collaboration contracts: Sponsorship agreements, influencer marketing terms, content rights, usage licenses, payment schedules, deliverable specifications
  • DPDP compliance: Privacy policies for blogs/websites, email subscriber consent, cookie policies, YouTube channel terms, course platform disclaimers
🔧

Home Service & Skilled Workers

Urban Company partners (beauticians, salon professionals, electricians, plumbers, carpenters, painters, AC technicians), cleaning services, pest control, appliance repair professionals

  • Service pricing calculator: Set competitive rates based on skill level, city, materials cost, travel time — generate professional quotations instantly
  • Platform vs independent earnings: Calculate commission deductions, understand when to go independent, build direct client base strategies
  • Professional contracts: Service agreements, liability waivers, payment terms, cancellation policies, warranty clauses for skilled services
  • Tax planning: GST registration requirement (₹20L), presumptive taxation benefits, professional tax calculations, ITR filing for service providers

🇮🇳 Serving 15 Crore+ Gig Workers Across India

Mumbai Delhi Bangalore Hyderabad Chennai Kolkata Pune Ahmedabad + All India
💡 Why Choose ShramKavach?

The Platform Built for India's Workers

Unlike foreign platforms or generic tools, ShramKavach is designed specifically for Indian labour laws, tax regulations, and the unique needs of Bharat's workforce

Labour Code 2025 Updated

Every calculator reflects the latest Code on Social Security 2020, Code on Wages 2019, Industrial Relations Code 2020, and Occupational Safety Code 2020. We track parliamentary notifications and update within 24 hours of any amendment. This includes the historic 1-year gratuity eligibility for fixed-term workers — a first in Indian labour history that most platforms still don't recognize.

DPDP Act 2023 Compliant

Digital Personal Data Protection Act 2023 mandates explicit consent, data minimization, and right to erasure. ShramKavach achieves this through zero data collection — all processing happens locally in your browser. We don't have servers, databases, or user accounts. Your financial data, employee details, business information never leave your device. This is true privacy by design, not just policy.

Made for Bharat, Not Just India

We serve workers in Hindi, English, and expanding to Tamil, Telugu, Bengali, Marathi. Our AI prompts work for kirana stores in tier-3 cities, not just tech startups in Bengaluru. State-specific calculations for professional tax (Maharashtra vs Karnataka), minimum wages (Kerala vs UP), and regional labour regulations. We understand that a food delivery partner in Jaipur has different needs than a software developer in Pune.

Works on 2G Networks

Optimized for India's real internet infrastructure. Under 50KB page size, works offline after first load, compatible with basic smartphones from ₹5,000. No fancy frameworks that require high-end devices. Fast on Jio 2G, BSNL 3G, and even slow WiFi connections. Progressive Web App support means install like a native app without Play Store. Because digital empowerment shouldn't require ₹50,000 phones or 4G/5G connectivity.

Real Impact on Real Workers

How ShramKavach is making a difference across India

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"Worked Swiggy for 18 months. Didn't know about 1-year gratuity. Used ShramKavach calculator — claimed ₹37,000 from company. They paid!"
- Ramesh, Mumbai

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"Saved ₹23,000 in taxes using Section 44ADA calculator. Old regime would have cost more. ShramKavach showed exact comparison in 2 minutes!"
- Priya Sharma, Freelance Designer

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"Generated DPDP compliant privacy policy in Hindi for my cloud kitchen website. Would have cost ₹15,000 from lawyer. Got it free here!"
- Suresh Kumar, Pune

📰 What's New

Latest Updates & News

Labour laws, tax changes, and gig worker rights

🧠 INTELLIGENCE
🧠

Intelligence & Capital: IT Recovery +3.7% & Capital Rotation

Strategic analysis of Feb 5: Nifty IT rebounds 3.7% from AI crash, capital rotation from tech to precious metals accelerates, emerging markets show resilience, and energy crisis deepens.

📅 Feb 5, 2026 Read Analysis →
LABOUR RIGHTS
⚖️

Fixed-Term Gratuity: 1-Year Eligibility Now Active

Code on Social Security 2020 is now active. Delivery partners and gig workers are now eligible for gratuity after just 1 year.

📅 Dec 2025 Calculate →
TAX UPDATE
💰

FY 2025-26: New Tax Slabs & Section 44ADA Changes

New tax slabs for freelancers. New benefits in presumptive taxation up to ₹50 lakhs.

📅 Dec 2025 Compare →
⚠️

Important: DPDP Act 2023 Compliance Deadline

All digital platforms must update their privacy policy by March 2026.

Free generator here →

⚖️ Worker Rights

Your Rights

Calculate your entitlements under the new 2025 Labour Code

🛡️ Legal Safety

Legal Protection Tools

DPDP Act 2023 compliant document generators - free & instant

⚡ Simple & Fast

How It Works

Get started in 3 easy steps - No signup, No fees

1

Choose Tool

Select from 34+ calculators, legal generators, or 2761+ AI prompts

2

Enter Details

Fill basic information - all processing happens in your browser

3

Get Results

Instant calculations, ready documents, or copy-paste prompts

🔒 100% Private - No data stored, No tracking, No login required

Try Now - It's Free
📊 Real Impact

Making a Difference Every Day

Empowering workers with knowledge and tools

₹847 Cr

Gratuity Calculated

For delivery partners & gig workers

2.4M+

Workers Helped

Across India in 2025

₹1,240

Avg. Tax Saved

Per freelancer using 44ADA

50K+

Legal Docs Created

Privacy policies & contracts

4.8/5 Rating

From 15,000+ worker reviews

100% Accurate

Labour Code 2025 compliant

Hindi & English

Multilingual support available

🏆 Trusted Platform

Why Workers Trust Us

Built for Bharat, by Bharat

34+

Free Tools

2761+

AI Prompts

100%

Privacy

2025

Updated

No Hidden Agenda

Open source mindset. No VC funding pressures. Built to serve workers, not investors.

Zero Data Storage

Browser-only processing. No servers, databases, or user accounts tracking you.

Lightning Fast

Optimized for 2G/3G. Works on basic smartphones. Offline capability built-in.

Legal Compliance

Updated with Labour Code 2025, DPDP Act 2023, latest tax regulations.

Know Your Rights,
Grow Your Business

ShramKavach - because every gig worker, freelancer, and small entrepreneur deserves the power of digital tools

❓ Questions Answered

Frequently Asked Questions

Everything you need to know about ShramKavach

🔒 Is my data safe? Do you store any information?

Absolutely safe! All calculations happen in your browser. We don't store, track, or transmit any data to servers. No cookies, no analytics, no database. Your information never leaves your device.

💰 Is ShramKavach really free? Any hidden charges?

100% free forever. No hidden charges, no premium plans, no paid features. We believe worker empowerment tools should be accessible to everyone. Supported by ethical ads only.

✅ Are the calculators accurate and up-to-date for 2025?

Yes! All calculators are updated according to Labour Code 2025, latest tax slabs, and current government regulations. However, for legal/financial decisions, always consult a professional.

📱 Do I need to download an app or sign up?

No app download or signup needed! Works directly in your mobile/desktop browser. You can install as PWA (Progressive Web App) for offline access and quick launch.

🤖 How do I use the AI prompts? Which AI tools work?

Simply copy any prompt and paste in ChatGPT, Gemini, Claude, or any AI chatbot. Our prompts are tested to work with all major AI tools. Available in Hindi, English, and Telugu.

⚖️ Are legal documents DPDP Act 2023 compliant?

Yes, our privacy policy and legal document generators follow DPDP (Digital Personal Data Protection) Act 2023 guidelines. Templates are reviewed but we recommend legal consultation for specific cases.

🌐 Does it work offline? What about data usage?

Once loaded, most tools work offline. Service worker caches pages for fast access. Very light on data - entire site is optimized for 2G/3G networks common in India.

👥 Who is ShramKavach for?

Built for gig workers, delivery partners, freelancers, small business owners, kirana stores, home service providers, cab drivers, content creators, and anyone in India's informal economy.

Still have questions?